Basic Overview - Critical Illness, Disability and Private Medical Insurance
For the majority of people of working age, good health is the norm, and few people take time to consider what would happen if, due to ill health, their career was interrupted or even stopped.
For others, the risks are of frailty in old age.
This group of insurances covers all these issues - from getting fast and effective health care, to providing lump sums for more serious problems, to providing income where long term ill health prevents you working, to providing for the potentially life-savings decimating cost of funding immediate or long-term care.
In short, the following types of insurance policies are all about maintaining your Quality of Life in adverse circumstances:
- Critical Illness Cover
- Long Term Care & Immediate Care
- Income Protection Insurance (aka Permanent Health Insurance)
- Private Medical Insurance